3731 Wilshire Boulevard, Suite 425, Los Angeles, CA 90010

richard_mcfalls@glic.com

Richard D. McFalls

Richard D. McFalls

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Teen Drinking and Your Liability
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Financial wellness for everyone: Term life insurance

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5 smart ways to spend your tax refund

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Finding calm during volatile markets
Financial planning for your special needs child

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Prevent a Rift: Money Tips for Newlyweds
How Boomers and Millennials Differ

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3731 Wilshire Boulevard

Suite 425

Los Angeles, CA 90010

CA Insurance License # 0I43406

richard_mcfalls@glic.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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This material is intended for general public use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.

Securities products and services offered through Park Avenue Securities LLC (PAS), member FINRA, /SIPC . OSJ: 3435 Wilshire Blvd., Suite 1550, Los Angles, CA, 90010, 213-232-1158

PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Richard McFalls is not an affiliate or subsidiary of PAS or Guardian. California Insurance ID # 0I43406.

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2024-176312 Exp. 6/26